PRACTICAL INFORMATION

Understanding insurance reimbursement

I'm an out-of-network provider, which means I don't bill insurance directly — but that doesn't necessarily mean you're paying the full cost out of pocket.

How out-of-network benefits work

• Many insurance plans include out-of-network mental health benefits. Here's how it typically works:

• You pay for the session at the time of service

• I provide you with a monthly superbill — a detailed receipt with all the codes your insurance needs, including my NPI # 1689480444

• You submit the superbill to your insurance company

• Your insurer reimburses you directly, often 50–80% of the session fee depending on your plan

Before your first session, I recommend calling your insurance company and asking:

• Do I have out-of-network mental health benefits?

• What is my out-of-network deductible, and how much have I met?

• What percentage do you reimburse for outpatient psychotherapy (CPT code 90837)?

• Do I need a referral or prior authorization?

Questions?

Bring them to your free consult call — I'm happy to walk through this with you.